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Mortgage product explained: ABN AMRO’s Interest Reflection Period
Mortgage product explained: ABN AMRO’s Interest Reflection Period In the realm of mortgage financing in the Netherlands, ABN AMRO stands as one of the most prominent players in the market, offering a diverse range of mortgage products tailored to meet the needs of homebuyers. One notable feature that sets ABN AMRO apart is its inclusion....
Renting your home on Airbnb: understanding the rules in the Netherlands
Renting your home on Airbnb: understanding the rules in the Netherlands Renting out your own home on Airbnb sounds like an interesting opportunity to earn extra income right? But is it allowed without breaking any rules? In this guide, we'll walk you through the regulations that apply. At present, the Netherlands boasts over 75,000....
Employer statement template updated for 2024
Employer statement template updated for 2024 Securing a mortgage is a significant milestone in the journey to homeownership. As a mortgage advisor we want the process to run as smooth as possible for our clients. For mortgage applications in the Netherlands one of the documents that is often required is the employer statement. This document....
Dutch mortgage interest rate expectations for 2024
Dutch mortgage interest rate expectations for 2024 After a steep increase of mortgage interest rates in The Netherlands in 2022, last year was somewhat more stable. During 2023 mortgage interest rates fluctuated between 4% and 5%. Due to more stable mortgage interest rates in combination with inflation falling back, we saw home-buyers returning to the....
Mortgage Changes in the Netherlands for 2024
Mortgage Application Updates in the Netherlands for 2024 Every year in January new rules come into effect that can impact prospective homebuyers in the coming year. In 2024, we are expecting several key updates and changes such as adjustments in the National Mortgage Guarantee (NHG) limit and changes in the starter transfer tax exemptions. Here's....
Higher maximum mortgage with a better energy label
Higher maximum mortgage with a better energy label In 2024, the maximum mortgage will increase if you purchase a home with a better energy label. On the other hand If you buy a home with a poor energy label, you can borrow less than is currently the case. For a highly energy-efficient home, the difference....