Do you need extra financial capacity?

Personal loan in the Netherlands

Independent Expat Finance has a lot of experience with consumer loans. Whether you’re interested in knowing if you can save money on your current personal loan or want a second opinion on interest rates, we can help you out with your personal loan. You can use a consumer loan for many purposes, such as to renovate your home, buy household appliances or buy a car.


To apply for a personal loan as an expat in the Netherlands. Most lenders want you to meet the following requirements:


  • You have been working in the Netherlands for at least 3 years under a Dutch employers contract. In case of self-employment, you need to have at least your company figures of the last 3 years.
  • You have a positive credit history. ( a positive registration at BKR )
  • If your nationality is not European. You need at least a residence permit with the following types: II, III, IV, V.


How can we help you with a personal loan?

At Independent Expat Finance we can help you search and compare a wide range of loan offers from different lenders. We are an independent company and thus are able to give you unbiased information about the best deals. The interest rate you’ll be charged depends on your personal and financial circumstances. The terms over which you can pay back your loan is between 1 and 15 years. Independent Expat Finance can tell you all about the different rules and laws regarding loans for expats.


Formalisation of the loan agreement is quick and simple. We always grant the consumer loan without requesting any collateral. We offer personal loans through a carefully selected panel of loan providers, so it will always fit your personal and financial situation.


Get in touch to find out your best loan possibilities!

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For more information or advice about personal loans.

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Why do expats

choose us?

  • Full support in English
  • Personal & Responsive
  • Wide-range of products and services
  • Guidance throughout the whole process
  • High flexibility

On a mission to buy a house in the Netherlands? Let us help you get the keys to your new home!


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Renovating your home or looking to buy a new car? The right financing can be just a few steps away!