N. Kotsikos | Rotterdam | 19-6-2018

I’ve been introduced to Theo via my housing agent and from the first moment he has assisted me and my wife with figuring out the ins and outs of health and liability insurance.

He spared no time to explain in detail to us all the available options, what could be done in order to adjust the monthly fee to our standards as well as what extras we could add in the future.

Overall Theo and Independent Expat Finance have been our trustworthy allies in this difficult transition from Greece to the Netherlands and we can’t thank them enough for their invaluable assistance.



Jordane Cau | Amsterdam | 18-5-2018

Theo and Independent Expat Finance did an amazing job helping me move from Paris to Amsterdam in less than a month, going far above and beyond what I could have ever imagined!

Theo has been an incredible ally in the whirlwind of the move: not only did he introduce me to the best relocation agent I could imagine, but he also helped me get my BSN sorted out in my first week in Amsterdam, as well as opening a bank account with every documentation and access in English! And as if it wasn’t already pure magic, Theo then proceeded to help me set up all the rest of my amenities (water, electricity, gas and even Internet) and guide me through choosing a healthcare, home and legal insurances.

I can’t thank Theo and Independent Expat Finance enough and I will for sure use their services again when the time comes for me to settle down and invest in a property!



Ilia Elenski | The Hague | 15-5-2018

Working with Independent Expat Finance and in particular with Liaget Anwar was a great pleasure! We had such a wonderful experience!

In the beginning, we knew nothing about getting a mortgage and Liaget was kind enough to explain the whole process and helps us throughout the procedure. He helped us even with additional aspects, including: recommending us amazing real estate agent, helping us with additional loans and insurances.

Liaget was very professional, always there to help and answer our questions. Everything went really smooth, well-structured and quick. We are very happy with the service and the final outcome. All in all, our experience was very positive, easy and fast. We could not ask for more!

Thank you, Liaget, for helping us make our dream come true!



Mike Perera | Amsterdam | 10-5-2018

As an expat from the UK moving to Amsterdam, I knew that I wanted to buy a property but given the importance of the decision, needed to get advice in English from a reputable company. Having initially spoken to a couple of other companies, Expat Finance stood out for me due to the friendly manner that Serge approached the call, he explained everything simply but thoroughly and their rates were competitive. Throughout the process, Serge was always very fast to reply, extremely helpful & made the process of choosing the mortgage very simple. I have since recommended Expat Finance to two of my expat colleagues & would be happy to continue doing so given my positive experience!



Drew Weaver | Den Haag | 2-5-2018

Purchasing a house in the Netherlands as an expat was made ‘pleasurable’ by both Serge and Theo. They were supportive from end to end; covering mortgage assessments and various insurances all the way to arranging utilities contracts for our new home. Pleasant to deal with throughout, even after dealing with my endless questions. An excellent service and one I would highly recommend to others.”



Ahmad Bdour | Almere | 24-4-2018

My experience was all positive from the moment of contact all the way to the end, actually, Liaget was a great support in this very stressful process of arranging a mortgage and was even supportive and very responsive even outside regular working hours. Thanks to Independent Expat Finance I was able to secure the best interest rate on my mortgage in a short period of time and all went very smooth. Thank you.



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