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Mortgage Changes in the Netherlands for 2025
A Dutch Mortgage in 2025: What’s Changing for Home Buyers This Year? Each January brings new regulations that can affect prospective homebuyers, and 2025 is no exception. While the updates this year aren’t as extensive as last year’s, they still hold significant implications for buyers navigating the Dutch housing market. Here’s a closer look at....
Dutch mortgage interest rate expectations for 2025
Dutch mortgage interest rate expectations for 2025 Mortgage interest rates have remained relatively stable between 4% and 5% from early 2023 through mid-2024. As we enter the final quarter of 2024 and rates begin to decline, it's a good time to assess what the coming months and 2025 might bring. While predicting future rates can....
National Mortgage Guarantee (NHG) limit increases to € 450,000 and participation becomes cheaper
National Mortgage Guarantee (NHG) limit increases to € 450,000 and participation becomes cheaper The Dutch National Mortgage Guarantee (Nationale Hypotheek Garantie, or NHG) is set to undergo changes in 2025, as the maximum mortgage limit will increase to € 450,000. Additionally the cost of enrolling in the NHG program will be substantially reduced from 0,6%....
Housing Prices in the Netherlands: Highest Increase in Two Years
Housing prices in the Netherlands: highest increase in two years Housing prices in the Netherlands have seen another significant increase over the past month. Buyers paid, on average, 11.4% more for a home compared to the same period last year, marking the largest price increase in two years. This steep rise is especially evident in....
Taking low mortgage rates with you when moving
Taking low mortgage rates with you when moving House prices are on the rise again. So-called "second time buyers" who sell their old homes can often benefit from the increased value of their old property when purchasing a new house. However, it's important to consider what happens with the old mortgage, especially regarding the mortgage....
Purchasing a house in The Netherlands: how we can help with placing a bid without a financial clause
Purchasing a house in The Netherlands: how we can help with placing a bid without a financial clause With the housing market in The Netherlands overheating again, many client are asking if they can place an offer without a financial clause for a pending mortgage approval. In this tight market this can make the difference....
