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Mortgage Changes in the Netherlands for 2024
Mortgage Application Updates in the Netherlands for 2024 Every year in January new rules come into effect that can impact prospective homebuyers in the coming year. In 2024, we are expecting several key updates and changes such as adjustments in the National Mortgage Guarantee (NHG) limit and changes in the starter transfer tax exemptions. Here's....
Higher maximum mortgage with a better energy label
Higher maximum mortgage with a better energy label In 2024, the maximum mortgage will increase if you purchase a home with a better energy label. On the other hand If you buy a home with a poor energy label, you can borrow less than is currently the case. For a highly energy-efficient home, the difference....
Dutch Mortgage Interest Rates Decline in November
Dutch Mortgage Interest Rates Decline in November In a noteworthy development for homeowners and prospective buyers in the Netherlands, the month of November has witnessed a welcome drop in Dutch mortgage interest rates. This encouraging trend can be attributed to the concurrent decrease in capital market rates coupled with an ebbing inflation. The interplay of....
NHG limit to increase to € 435.000,- euro in 2024
NHG limit to increase to € 435.000,- euro in 2024 The limit for a mortgage with National Mortgage Guarantee (NHG) will increase as of January 1st 2024. This means that people will soon be able to obtain financial protection when buying a house up to a value of €435,000,-. Request your free mortgage intake NHG....
News update: Transfer tax starter exemption in 2024
Transfer tax starter exemption in 2024 In the Netherlands you can benefit from a transfer tax starter exemption if you are buying a property to live in yourself, are under 35 and have not used the exemption in a previous purchase. As of 2024, you won't have to pay any transfer tax on a purchase....
The Impact of Mortgage Interest Rates on Dutch Housing Prices
The Impact of Mortgage Interest Rates on Dutch Housing Prices Mortgage interest rates have a significant influence over housing prices in the Netherlands, a country celebrated for its picturesque landscapes and vibrant cities. In this article, we'll examine how changes in mortgage interest rates reverberate through the Dutch housing market, shaping the decisions of both....
