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Dutch Mortgage Interest Rates Decline in November In a noteworthy development for homeowners and prospective buyers in the Netherlands, the month of November has witnessed a welcome drop in Dutch mortgage interest rates. This encouraging trend can be attributed to the concurrent decrease in capital market rates coupled with an ebbing inflation. The interplay of....

NHG limit to increase to € 435.000,- euro in 2024 The limit for a mortgage with National Mortgage Guarantee (NHG) will increase as of January 1st 2024. This means that people will soon be able to obtain financial protection when buying a house up to a value of €435,000,-. Request your free mortgage intake NHG....

Transfer tax starter exemption in 2024 In the Netherlands you can benefit from a transfer tax starter exemption if you are buying a property to live in yourself, are under 35 and have not used the exemption in a previous purchase. As of 2024, you won't have to pay any transfer tax on a purchase....

The Impact of Mortgage Interest Rates on Dutch Housing Prices Mortgage interest rates have a significant influence over housing prices in the Netherlands, a country celebrated for its picturesque landscapes and vibrant cities. In this article, we'll examine how changes in mortgage interest rates reverberate through the Dutch housing market, shaping the decisions of both....

How do variable mortgage interest rates work? For many people, purchasing a home is one of the most significant financial investments they will make in their lifetime. In the Netherlands, like many other countries, one of the primary methods of financing a home purchase is through a mortgage. A mortgage is a loan obtained from....

Property Valuation Alternatives for Expats Buying a House in the Netherlands Your agent just let you know your offer has been accepted for your Dutch dream house. Next up is arranging your mortgage. One crucial step that is often arranged through your mortgage advisor is obtaining a property valuation for your mortgage application. The reason....