Stay Up to Date on all Financial Matters for Expats
How do variable mortgage interest rates work?
How do variable mortgage interest rates work? For many people, purchasing a home is one of the most significant financial investments they will make in their lifetime. In the Netherlands, like many other countries, one of the primary methods of financing a home purchase is through a mortgage. A mortgage is a loan obtained from....
Property Valuation Alternatives for Expats Buying a House in the Netherlands
Property Valuation Alternatives for Expats Buying a House in the Netherlands Your agent just let you know your offer has been accepted for your Dutch dream house. Next up is arranging your mortgage. One crucial step that is often arranged through your mortgage advisor is obtaining a property valuation for your mortgage application. The reason....
Understanding Nationale Hypotheek Garantie (NHG) for Expats in the Netherlands
Understanding Nationale Hypotheek Garantie (NHG) for Expats in the Netherlands We understand that navigating this country’s mortgage market is not an easy task for expats living in The Netherlands. One important aspect to consider when buying a home here and applying for a mortgage is the Nationale Hypotheek Garantie, commonly referred to as NHG. NHG....
Unlocking Your Dream Home: Why Expats in The Netherlands Should Choose Independent Expat Finance for Mortgage Advice
Unlocking your dream home: Why Expats in The Netherlands choose Independent Expat Finance for mortgage advice Dear Home Buyers in The Netherlands, Congratulations on embarking on the exciting journey of finding your dream home! As you navigate through the process, it's crucial to make informed decisions, especially when it comes to securing a mortgage. While....
How much transfer tax do I need to pay when buying a property in The Netherlands?
How much transfer tax do I need to pay when buying a property in The Netherlands? We wish we could hand out free tax exemptions but the Dutch tax authority “Belastingdienst” tends to disagree. When you are buying a property here you will often have to pay transfer tax, which in Dutch is called “overdrachtsbelasting”.....
Can I take my old mortgage with me when I move house?
Can I take my old mortgage with me when I move house? In just over a year mortgage rates have increased from 1 to 4%. These higher rates mean higher monthly expenses and less borrowing capacity when applying for a mortgage. This in turn together with higher energy costs is pushing prices down in the....
