Independent Expat Finance

A One-Stop-Mortgage-Shop for Expats in The Netherlands

Living abroad brings financial uncertainties, whether you’re a seasoned resident of the Netherlands or a recent arrival settling into a new apartment. At times like these, expats often require financial guidance and that’s where we step in to assist.

 

We specialize in providing independent mortgage advice in the Netherlands, catering specifically to expats. Our expertise in handling the unique challenges faced by expats proves invaluable. Whether you’re still overseas, planning your move, exploring mortgage options, navigating complex income streams, considering buy-to-let properties or second homes, we have you covered.

 

Our team of mortgage advisors operates across various locations in the Netherlands, ensuring closeness and convenience. For all clients we also offer online video sessions. Moreover, besides mortgage assistance, we extend our support to arrange various services, such as insurances, valuations, technical inspections, bank guarantees and personal loans. Through our extensive network, we can connect you with other specialists, including tax advisors, relocators and real estate agents, providing a comprehensive approach to your personal finance and housing needs.

 

As an independent mortgage advisory firm, we remain unaffiliated with any particular financial service or product. This ensures that our advice is entirely unbiased and we work solely for your benefit. Count on dedicated support throughout your financial journey and home acquisition.

Why Expats choose us?

  • Your dedicated advisor & support

  • Specialized in dealing with expats

  • Guidance during the process

  • Access to many mortgage providers

  • Clear info on our pricing

We can advise you in the

following financial services and products

Mortgages

On a mission to buy a house in the Netherlands? Let us help you get
the keys to your new home!

Insurances

Reduce financial risks and get the support that you need. Getting the right insurance now may save you a lot of money in the future.

Tailored to your situation

 

Are you purchasing your first home, looking to refinance your current mortgage at a lower rate, or planning to move into a new home? We’ve got you covered! We have access to more than 35 mortgage providers. Our goal is to get you the best deal that matches your situation and wishes.

Your first home

Congratulations in taking this exciting step towards home ownership in the Netherlands. As a first-time buyer, understanding the mortgage process and knowing what to expect is crucial so let us guide you in this process.

Your next home

Whether you’re looking to upgrade to a larger home or invest in additional properties, navigating the mortgage process as a repeat buyer comes with its own considerations.

Refinancing

Refinancing can be a smart financial move, offering expats the opportunity to take advantage of lower interest rates, adjust repayment terms, or access equity for other purposes.

We are proud of what our

Customers think of us

Our latest news on

all financial matters for expats

Sunday, November 10th, 2024

Mortgage Changes in the Netherlands for 2025

A Dutch Mortgage in 2025: What’s Changing for Home Buyers This Year? Each January brings new regulations that can affect prospective homebuyers, and 2025 is no exception. While the updates this year aren’t as extensive as last year’s, they still hold significant implications for buyers navigating the Dutch housing market. Here’s a closer look at....

Friday, November 8th, 2024

Dutch mortgage interest rate expectations for 2025

Dutch mortgage interest rate expectations for 2025 Mortgage interest rates have remained relatively stable between 4% and 5% from early 2023 through mid-2024. As we enter the final quarter of 2024 and rates begin to decline, it's a good time to assess what the coming months and 2025 might bring. While predicting future rates can....