You can cover pretty much any financial risk in life with the right insurance.

Insurances in the Netherlands


Make sure you don’t get into any unexpected situations that can cost you money. Getting the right insurance now may save you a lot of money in the future. Whether your needs are simple or complex, we will help you find the proper insurance. Most policies will cover a number of different issues.
We will search and compare a wide range of insurance offers from different insurance companies and make sure you get the insurance coverage, what is tailored to your specific needs. Please feel free to contact us any time for your personal insurance advice.

Liability insurance

With liability insurance you are covered against the damage you unintentionally cause to another person or their belongings. In the Netherlands, you are responsible by law for the damage you did to another person due to an accident or a mistake. You can protect yourself against these financial implications with liability insurance. Liability insurance covers not only the damage you caused, but also your children, guests and pets.

Legal insurance

Want to save time and money when you’re dealing with a legal issue in the Netherlands? With legal insurance, you always have a lawyer on your side. You are assured of legal advice when you need it. For example, if you get into a conflict with your landlord, or with a contractor about the renovation of your new kitchen, or a conflict with your employer, you’re covered. With legal insurance you will be assisted by independent professionals and legal experts in your personal situation.

Household insurance

You probably can’t imagine life without a computer, washing machine or mobile phone, which is why it makes sense to insure the contents of your home. Household insurance is a policy that covers your home contents against loss, damage or theft. It will also insure your contents from any water leakage, or damage caused by storms or flooding. Typical items covered by a policy include furniture, clothes, electrical items, money and jewellery.

House insurance

House insurance is also commonly called homeowner’s insurance. Home insurance policy pays to repair or rebuild your home if it is damaged or destroyed. For example, a policy would cover storm damage to your roof, or frost damage to your pipes. You’re covered for the financial consequences by fire, hurricane, hail, lightning or other disasters listed in your policy.

Car insurance

Drive with confidence! By law, you are required to have a car insurance. Compulsory third party insurance is the most important type of car insurance. It covers death and injury to people if you are involved in an accident. The type of coverage you take out will affect the overall and ongoing cost of your vehicle. We have made applying for a car insurance simple and fair, with all the benefits you’d expect.

Travel insurance

Going on vacation? Travel insurance lets you travel with full peace of mind. With travel insurance, you get coverage that provides trip cancellation and interruption insurance, as well as optional baggage insurance. You can also get coverage for emergency health care in addition to your provincial health insurance plan. The travel insurance will cover theft and loss of your luggage during your holiday.

What our clients say about us

I highly recommend Independent Expat Finance to everyone. They do more then advisory, you can make sure that you will get answers for your questions anytime. I could not complete my mortgage journey without help of Serge and his team. If you are planning to take out a mortgage, don’t search for anywhere else especially if you are an expat in Netherlands
Tolga Kavukcu
Tolga Kavukcu
14:23 03 Oct 19
I definitely recommend to work with Independent Expat Finance! They work with a nice personal touch and take a lot of effort to sort everything out for you in the most convenient and fastest way, so they saved me a lot of stress and time as well!All in all, Independent Expat Finance is reliable and professional so I had a very pleasant time working with them together, especially during the meetings in person.
Lisa Isabell Stuemke
Lisa Isabell Stuemke
12:06 10 Oct 19
For expats wants to buy a house in the Netherlands, Independent Expat Finance is the solution! I bought my first house and very happy with the service along the way! I communicated mostly with Liaget and his colleagues Rogier and they are very professional, quick in response and honest advice! Very experienced people. He definitely entertains all questions you have with a clear details explanation. Highly recommended!
Nidal Hafil
Nidal Hafil
16:26 11 Nov 19
Highly recommend! I have worked with them twice the first time everything went smooth even though I was out of the country. The second time the Real Estate Agency was a scammer but luckily Independent Expect Finance handled everything professionally and didn't give up the fight. All in all, they are amazing and give great financial advice.
Lsa. Grg
Lsa. Grg
16:51 09 Sep 19
We worked with Liaget for couple of services; from mortgage application to life insurance. His expert advice and strong follow up helped us to get all services on time in full. We were able to get our mortgage approved almost only after 1 month in Amsterdam. It was not a typical application but still he handled very carefully and professionally. Would recommend his services to others as well.
09:23 13 Aug 19

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Why do expats

choose us?

  • Full support in English
  • Personal & Responsive
  • Wide-range of products and services
  • Guidance throughout the whole process
  • High flexibility

On a mission to buy a house in the Netherlands? Let us help you get the keys to your new home!


Reduce financial risks and get the support that you need. Getting the right insurance now may save you a lot of money in the future.

Health Insurances

Health Insurance is mandatory in the Netherlands, but you have a choice of numerous insurers all offering different packages and for different prices.

Consumer Loans

Renovating your home or looking to buy a new car? The right financing can be just a few steps away!