Independent Expat Finance

Offers expats unbiased mortgage advice

Our independent mortgage advisory firm offers unbiased advice and you can expect us to always have your best interest at heart. We have access to a wide range of mortgage products and lenders, which allows us to match you with the mortgage provider that best suits your profile and future goals. As our focus is solely on expat clients we are true specialists in this field. Our vast experience in the financial services industry offers you new opportunities.

 

Our advisors have different specialties such as buy-to-let mortgages, mortgages for newly built homes, as well as mortgages for entrepreneurs. As part of our package, we also provide advice on insurances, arrange bank guarantees, valuations and technical inspections. Everything to make the whole financial process of buying a property go smoothly. We want to be transparent and clear on what you can expect from us and therefore you can find our pricing on our website.

 

Each one of our advisors speaks fluent English and you can expect a personal and flexible approach. We understand that if you don’t speak the language and you are not used to who things work financially in The Netherlands, that you could use some help. We help translate documents and make sure you understand what is going on by explaining matters in a simple way. We are available during the day and occasionally in the evening and can meet in person, videochat or call at your convenience.

 

We are always just an e-mail or phone call away!

What can you expect from us?

  • Your dedicated advisor & support

  • Specialized in dealing with expats

  • Guidance during the process

  • Access to many mortgage providers

  • Clear info on our pricing

Give us call

+31 (0)85-0580056

Meet our

Team of professionals

Serge Pouw

Mortgage Advisor
Co-founder
“With my experience and knowledge I am certain that I can help and guide you with the many financial questions you may have!”

Monira Klaarenbeek

Mortgage Advisor
“I have been working in the banking and insurance industry for the past 7 years. In the last 4 years I have worked for financial (mortgage) intermediaries and therefore I am able to give you personal and independent advice on which mortgage provider suits your situation the best.”

Rogier Leenders

Mortgage Advisor
“Having been an expat myself for two years and working for and with international clients, I understand whats it’s like to start over in a new country. Let me help you with your questions”

Ferry van de Sanden

Mortgage Advisor
“I know that applying for a mortgage is an exciting part of the process when buying a house. You can expect me to be fully engaged in this and look for the best deal to match your situation and needs.”

Kai van der Poel

Mortgage Administrator
“For the last 15 to 20 years I have been giving advice to expats and non-residents on general banking, insurance and personal loans. With my experience I intend to give you, as an expat, the best possible start in our beautiful country!”

We are looking for new colleagues. Join our team!

Mortgage professional

Are you a specialist in personal finance & mortgage advice, always looking at the big picture and getting the best deal for your clients? Apply now!

Junior mortgage professional

Do you have some experience in the financial services industry and want to follow a career path towards mortgage advice? That’s what we are looking for!

Mortgage & insurance support

Are you the person who is good at maintaining an overview yet also focused on getting all the details right? Check out our opening now!

We can advise you in the

following financial products

Mortgages

On a mission to buy a house in the Netherlands? Let us help you get
the keys to your new home!

Insurances

Reduce financial risks and get the support that you need. Getting the right insurance now may save you a lot of money in the future.

We are proud of what our

Customers think of us

We had the most wonderful experience in our interactions with Serge and Kai from Independent Expat Finance, and thanks to their precise and helpful information and data, we were able to quickly, and with minimal fuss, able to finalize on all formalities needed for purchase of our first home.We would 100% recommend to trust Independent Expat Finance in their knowledge and expertise of the dutch housing market and mortgages for your house hunt.
Santhosh Joseph
Santhosh Joseph
11:00 28 Oct 22
Serge and Kai were extraordinary during our house-buying process. Incredibly time-attentive, friendly and with great knowledge of the housing market, Serge always made sure to explain and ensure our comprehension of each step of the process, making us feel secure and reassured. He was also a great help through the negotiation, which was a twist in the whole process. We couldn’t be happier!
Deborah Martins
Deborah Martins
17:10 11 Oct 22
We contracted Rogier as our mortgage advisor. He was so knowledgeable and friendly. He talked us through every step of the process and managed to secure our mortgage in 4 days. We also got the best rate available. I would advise their service to anyone.
Mark Craig
Mark Craig
08:40 07 Sep 22
Serge is a genius! We have just moved to our perfect 'dream' home and there is no way we could have done so without Serge. We needed a broker who could 'think outside the box' and offer creative solutions or else the deal would not happen. Serge came up with a very different solution to propose to the lender, one which they normally never do, and they went for it. It was really clear at that point that Serge's relationship with the lender was instrumental for our proposal being agreed. Best broker out there by a kilometre!
Francoise O'Connor
Francoise O'Connor
12:05 09 Jun 22
Serge was extremely helpful throughout our entire house buying process! He always carefully explained what was expected from us and made sure we fully understood each step/document we received. He made navigating the tricky Amsterdam housing market a lot easier! I would absolutely recommend him for your mortgage needs!
Nathaniel Kay
Nathaniel Kay
17:52 14 May 22
Really pleased with the service provided by these guys. Quick to take action when required and very honest. Definitely recommend
Toby Bennett
Toby Bennett
08:33 17 Aug 20
I got help from independent expat finance advisor. it is a top professional service experience. they really think from your shoes. and try to give you the best option. i would recommend to my friends around.
Liz Qianer
Liz Qianer
15:19 14 Aug 20
I recommend 110%! Independent Expat Finance are professional, transparent, super responsive and really took the time to understand my needs and what I was looking for. Ferry helped me every step of the way throughout the buying process and his advise was gold. Thanks a million!
Thomas Goree
Thomas Goree
20:45 27 Jul 20
Independent Expat Finance is the perfect channel you guys should liaise with in regards of buying house especially for expat who're non-dutch speaker. They're extremely professional and willing to assist from A-Z for all the challenge you've faced. During process of buying my 1st house in the Netherlands I closely engaged with Serge Pouw. He is super reliable to advised on your doubt and will consult your end until finalized. 5 stars for them!
Noranisaleh 1588
Noranisaleh 1588
13:33 27 May 20
Independent Expat Finances has helped us with a number of things, such as applying for insurances, and lately also applying and getting a mortgage. They are very helpful and professional. They are quick to reply and really care about they customers. We strongly recommend them to anyone who needs support in navigating the 'Dutch financial world'.
Karen Schneider
Karen Schneider
08:35 22 May 20
I have had the pleasure to receive advice on financing for purchase of a house and subsequently receiving services in obtaining the mortgage for the house. The whole customer journey is great from initial requirements clarification, considering options to obtaining the best possible mortgage. Getting the mortgage settled with a bank by Independent Expat Finance as service provider means minimum effort for the customer and the shortest path to obtaining the financing needed. I can highly recommend these services.
Niels Aarup
Niels Aarup
11:49 11 Mar 20
Highly recommended! Very responsive, quick, transparent when issue arises and very efficient and effective in resolving it which in my case was crucial! Appreciate it ! Thanks Ferry !! 🙂
Danka Blagojevic
Danka Blagojevic
12:17 06 Mar 20
Highly Recommend this company. I mainly dealt with Liaget and Ferry on any topics in regards to financing. Both are absolute professional, always available and very patient in explaining everything (especially documents only available in dutch). Was a pleasure working with them! I briefly dealt with Rogier on all things insurance and got an equally as good and thorough service.
Katharina Hicker
Katharina Hicker
10:11 08 Jan 20
For expats wants to buy a house in the Netherlands, Independent Expat Finance is the solution! I bought my first house and very happy with the service along the way! I communicated mostly with Liaget and his colleagues Rogier and they are very professional, quick in response and honest advice! Very experienced people. He definitely entertains all questions you have with a clear details explanation. Highly recommended!
Nidal Hafil
Nidal Hafil
16:26 11 Nov 19
I definitely recommend to work with Independent Expat Finance! They work with a nice personal touch and take a lot of effort to sort everything out for you in the most convenient and fastest way, so they saved me a lot of stress and time as well!All in all, Independent Expat Finance is reliable and professional so I had a very pleasant time working with them together, especially during the meetings in person.
Lisa Isabell Stuemke
Lisa Isabell Stuemke
12:06 10 Oct 19
I highly recommend Independent Expat Finance to everyone. They do more then advisory, you can make sure that you will get answers for your questions anytime. I could not complete my mortgage journey without help of Serge and his team. If you are planning to take out a mortgage, don’t search for anywhere else especially if you are an expat in Netherlands
Tolga Kavukcu
Tolga Kavukcu
14:23 03 Oct 19
Highly recommend! I have worked with them twice the first time everything went smooth even though I was out of the country. The second time the Real Estate Agency was a scammer but luckily Independent Expect Finance handled everything professionally and didn't give up the fight. All in all, they are amazing and give great financial advice.
Lsa. Grg
Lsa. Grg
16:51 09 Sep 19
We worked with Liaget for couple of services; from mortgage application to life insurance. His expert advice and strong follow up helped us to get all services on time in full. We were able to get our mortgage approved almost only after 1 month in Amsterdam. It was not a typical application but still he handled very carefully and professionally. Would recommend his services to others as well.
ELİF TUTUM
ELİF TUTUM
09:23 13 Aug 19