Category Mortgages Suggested categories All Finances Insurance Mortgages News Showing 12 of 44 results 12 van de 44 resultaten weergegeven Mortgages Buying a Home in the Netherlands in 2026: Should You Buy Now or Wait? Many expats in the Netherlands are asking the same question in 2026: "Should I buy a property now, or wait for the market to cool down?" It’s understandable. Mortgage interest Mortgages Why Expats Often Get Different Mortgage Outcomes at Different Dutch Banks Many expats are surprised when one Dutch bank says “yes” to a mortgage application while another lender offers a lower borrowing capacity — or even declines the application completely. The Mortgages Dutch Lenders Tighten Interest-Only Mortgage Rules in 2026 Interest-only mortgages have long been a popular option for Dutch homeowners, including expats, because of lower monthly payments and flexible financing. However, 2026 brings stricter rules. Leading lenders like Rabobank Mortgages Rising Interest Rates and the Dutch Housing Market Outlook 2026 In the past weeks, mortgage interest rates in the Netherlands have increased sharply. Average rates for a 10-year fixed mortgage rose from 3.6% to 4.1%, one of the fastest jumps Mortgages How Expats Can Optimize Dutch Mortgage Tax Benefits: Box 1 vs Box 3 For expats buying a home in the Netherlands, understanding the Dutch mortgage tax system is key to maximizing savings. One of the most important aspects is the mortgage interest deduction, Mortgages Use Your Savings or a Higher Mortgage in the Netherlands? A Smart Guide for Expats (2026) When buying a property in the Netherlands, many expats ask the same question: Should I use my savings for the purchase, or finance more through my mortgage? The answer depends Mortgages Our Priority Service: Fast Mortgage Approval for Expats Secure mortgage approval within the 3-day cooling-off period In a competitive Dutch housing market, speed and certainty can make the difference between winning or losing a property. Our Priority Service Mortgages Mortgage Interest Rates and the Dutch Housing Market in 2026 As we move through 2026, Dutch mortgage interest rates have stabilized after the declines seen in 2024 and 2025. Instead of large drops year-on-year, experts expect relatively flat rates with Mortgages NHG Threshold to Rise to €470,000 in 2026 – What That Means for Homebuyers in the Netherlands Next year brings a significant change to the Dutch housing finance landscape: the maximum NHG (Nationale Mortgage Guarantee) threshold will increase from its current level of €450,000 to €470,000. For Mortgages Maximize Your Tax Refund: Essential Deductions for Dutch Homeowners As the Dutch tax season is underway, homeowners have valuable opportunities to reduce their taxable income through specific deductions. Understanding and applying these can lead to significant tax refunds. Key Mortgages ING Introduces New Mortgage Interest Rate Structure Based on Energy Label Starting April 30th 2025, ING implemented a new, more granular approach to mortgage pricing—offering different interest rates based on a property’s energy label. This change marks a significant shift from Mortgages Global Tariffs and Their Influence on Dutch Mortgage Interest Rates In the past year, Dutch mortgage interest rates have experienced a downward trend, particularly for shorter fixed-term mortgages. This decline is largely attributed to the European Central Bank's (ECB) series Showing 12 of 44 results 12 van de 44 resultaten weergegeven 1 2 3 4 › You don’t have to figure this out alone. We’ll guide you step by step, all the way to your new home. Book a call with our experts Calculate your mortgage Looking for a trusted real estate agent? Visit Your Dutch Home