Independent Mortgage Advisor for Expats in Amsterdam


Buying a property is a significant financial decision, whether for residence or investment. In Amsterdam, it can be a lucrative venture. Count on our expert guidance on all mortgage specifics for in Amsterdam and nearby towns.


During the intake session, we evaluate your eligibility, borrowing capacity, monthly expenses, property details, costs, tax rebates and address your housing market inquiries.


Fill in our contact form below and get your free intake. You can also check out our expat mortgages page for more general information on mortgages. 


Becoming a homeowner in Amsterdam



Applying for a mortgage in Amsterdam has unique aspects compared to the rest of the Netherlands:


  • Owner’s Association: Most Amsterdam properties are part of an Owner’s Association (VVE). Mortgage providers have varying acceptance policies on VVE specifics. Our advisors know which providers to approach based on the Association’s details.


  • Leasehold: Amsterdam has numerous properties on leasehold. This impacts your mortgage application, with certain providers having stricter reviews. Independent advisors can guide you through this process and assess its impact on your borrowing capacity.


  • Preliminary Purchase Agreement: In Amsterdam, notaries handle the preliminary purchase agreement. Use this extra time to arrange technical inspections or valuations. We offer full-service packages, including notary quotes and inspections, to speed up the mortgage approval process.


  • Buy-To-Let Mortgage: If you own a home and plan to rent it out, specific buy-to-let mortgages apply. Check our blog on buy-to-let mortgages. Our experienced advisors can assess the possibility and assist with these mortgage applications.

What can you expect from our Amsterdam mortgage team?

Our WFT certified independent mortgage advisors assess your situation and wishes in order to match this to the best mortgage provider and product. We are experienced in arranging mortgages whether they are straight forward or highly complex. Each of our advisors speaks fluent English and you can expect a personal and responsive approach. We have a network of notaries, real estate agents and appraisers that we often work with in Amsterdam. A first step is always an intake meeting, with no further obligations for yourself but to get a first impression of us and hear what we can do for you. We look forward to meeting you in an intake session.

Please fill out the form below to schedule an intake session or for any further questions. You can expect us to be in touch within 24 hours.

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    Why Expats choose us?

    • Your own dedicated advisor

    • Specialized in dealing with expats

    • Guidance during the process

    • Wide range of lenders

    • Clear info on our pricing

    Give us a call

    +31 (0)85-0580056